Travel insurance : as you plan your next vacation, you may also start to think about purchasing travel insurance to cover you if anything goes wrong with your trip plans or while you’re abroad. But before purchasing any travel insurance, be sure to check out this guide on what to know about travel insurance offered by travel booking websites and how it might differ from other forms of travel insurance available to you. You may be surprised at what you learn!
Travel booking websites also offer travel insurance
When you buy a plane ticket, your vacation rental, or book a tour through a travel booking website, there’s usually an option to add on insurance. However, most of these travel insurance policies don’t cover more than they say they do—and in some cases they don’t cover any of it at all. Here are four common misunderstandings people have about travel insurance offered through booking websites and tips for what you should look out for
Did you know?
Most travel booking websites, like Expedia and Orbitz, offer insurance packages as part of their deals. However, you need to know that there are a few things you should know about these packages before purchasing. For example: Do they cover everything? Can I get better coverage through another provider? What exclusions or limitations might exist?
Travel Insurance Basics
Before you plan a trip, you should know what kind of travel insurance you’ll need and whether or not your current policy provides it. To begin, let’s cover some basics about travel insurance in general. A good place to start is with coverage for three areas: health and medical expenses; trip cancellation/interruption; and loss or damage of personal items.
How Does Travel Insurance Work?
When you’re booking a trip online, you have access to many different travel insurance options—but that doesn’t mean you always need it. Use our guide to help figure out whether travel insurance is right for your trip and how much coverage you should buy. Before Your Trip: There are many times when getting travel insurance may seem logical, but sometimes it’s actually not necessary.
Before Purchasing Travel Insurance, Ask Yourself These Questions…
Have you answered these questions? It may seem like a no-brainer, but it’s important to be honest with yourself. If you say yes, then chances are you know more about travel insurance than most travelers. If not, here are some things you should ask yourself before purchasing travel insurance
Things to Know About Travel Medical Insurance vs. Trip Cancellation/Interruption Coverage
While it’s true that not all travel insurance plans offer coverage for trip cancellation and trip interruption, you’ll still need medical protection while traveling abroad. That is why it’s important to purchase a travel medical insurance plan in addition to any trip cancellation or trip interruption coverage that may be offered through your airline, tour operator, or other booking service.
Taking Advantage of Best Price Guarantee when Purchasing Airline Tickets
Some online travel booking websites such as Kayak, Orbitz and Expedia offer a Best Price Guarantee where if you find a lower price for an airline ticket on another website, they will refund you 110% of that difference. This may seem like a sweet deal at first glance, but you need to be aware of some catches in order not to get tricked out of your hard-earned money.
Why Airline Tickets Have a Mandatory Service Fee and How This Charge Can be Hidden in Several Ways?
According to an industry survey, most airline tickets include a mandatory service fee. It’s added automatically at checkout. Because airlines are legally prohibited from advertising their fees and always have to keep their prices advertised as the lowest fare, they can drop it into other charges—such as taxes or fuel surcharges—and you won’t notice. But that doesn’t mean you should just accept it and move on… here’s why.