The best choice of insurance is not always the most obvious, and with so many different kinds of insurance available, it can be difficult to find the one that best suits your situation. If you’re looking for auto insurance or homeowners insurance, you might think Farmers Insurance is just another company that offers similar coverage to other carriers but charges more for it. But Farmers actually stands out as the best choice in an increasingly competitive industry because of its combination of affordability and quality. Here are 10 reasons why Farmers Insurance should be your first stop when shopping around for new insurance coverage.
1) Where Can I Get the Cheapest Rates?
Before you can decide if Farmers Insurance is right for you, it’s essential to find out if you’re getting a good deal on your current coverage. One quick and easy way to do that is by getting free quotes from several different insurance companies; enter your zip code above or call (877) 213-6427. Another great way to get rates is through an independent agent in your area. Click here to locate a local agent!
2) What Type of Policy is Right For Me?
Whether you’re a local, state or federal government agency, a not-for-profit organization or even if you’re just someone looking for personal coverage – Farmers offers a variety of insurance products and services to fit your needs. Don’t worry: whatever type of coverage you need, there is an insurance policy that fits your budget. If you want commercial auto insurance, home or condo owners insurance or even life insurance – Farmers Insurance has got you covered.
3) How Much Does It Cost?
It’s easy to pick up a Farmers Insurance policy—but it’s important to find out how much you can expect to pay. Contact your local agent, who will give you an exact quote based on your personal details and location. You may also want to check out these guides
4) When Can I get My Money?
If you’re having a hard time meeting your obligations, you can get help with no questions asked. If you’re short on money because of a job loss or other situation and can afford to make monthly payments, talk to an agent about our installment payment plan. You choose how much you want to pay each month (as little as $50/month) and when you pay off your balance, we cancel your policy. It’s that simple.
5) Who Will Pay If There’s a Claim?
One of the most important considerations when choosing a home insurance policy is who will pay for each claim. Many companies, including State Farm, AIG and Allstate, are named-peril insurers. This means they cover damage that’s specifically spelled out in your policy. Other companies, such as Nationwide and some affiliates of Farmer’s, have a blanket guarantee to cover all losses caused by certain events—including those not specified in your plan.
6) How Long Do I Have Coverage?
For as long as you, your spouse or other covered family members reside in your home, we’ll be there to insure what matters most. And don’t forget about renters insurance: With Farmers renters insurance, you can add contents coverage for your personal belongings for an affordable rate. If a problem happens outside of your control—like water damage caused by a burst pipe—you won’t have to worry because we provide protection that extends beyond any term-limited policies.